		Hire an Admin Asst.				Partner with a VA
Typical Salary		$38,000/ $18.27/hr.		40 hours per month for 12 months		$31,200 / $65/hr.
Paid Vacation		$1,460		Paid Vacation		0
Temp during Vacation		$2,200		Temp during Vacation		0
Health Insurance (employer portion 12 mos.@$250)		$3,000		Health Insurance (employer portion 12 mos.@$250)		0
FICA Taxes (7.65%)		$2,907		FICA Taxes (7.65%)		0
Worker's Comp. (.61%)		$232		Worker's Comp. (.61%)		0
Unemployment (State & Fed)		$309		Unemployment (State & Fed)		0
Misc. costs (Vision, Dental, Disability & 401K Matching, Profit Sharing & Stock Options)		$???		Misc. costs (Vision, Dental, Disability & 401K Matching, Profit Sharing & Stock Options)		0
Office Space for Secretary		$1,600		Office Space for Secretary		0
100 s.f. @ applicable rate		$16/s.f. is conservative		100 s.f. @ applicable rate		0
Cost of Overtime Pay		$3,167		Cost of Overtime Pay		0
(10hrs/ mo @ 50% premium)		$3,167		(10hrs/ mo @ 50% premium)		0
Idle time during employer's absence (min. 2 wk vacation included for employer)		$1,500		Idle time during employer's absence (min. 2 wk vacation included for employer)		0
Annual Bonus (1 mo. salary)		$3,000		Annual Bonus (1 mo. salary)		0
Sick Time (10 days/year)		$1,461		Sick Time (10 days/year)		0
Other intangible costs (furniture, testing, training & fees, sick children, etc.)		$1,700		Other intangible costs (furniture, testing, training & fees, sick children, etc.)		0
		Conservative figure
Total Typical All In Costs		$59,036		Total Typical All In Costs		$31,200
Total Typical All In Costs		1.60 times salary
Total Effective hourly rate		$28.38/hour		Total Effective hourly rate		$65/hour
75% productive level		$37.84/hour		100% productive level		$65/hour
50% productive level		$56.76/hour		Total Annual Savings		$27,836